300+
SeekingAlpha Articles
9
Books Published
2016
Long Since
v0.160
Delivery Hub Version
The Thesis
If you've read my SeekingAlpha articles, you know the headline: I'm long Fannie Mae and Freddie Mac junior preferred shares — FNMAS, FMCKJ, FMCCS — and I have been since 2016. My entire net worth. Not a “position” in the portfolio sense. The portfolio.
The short version: in 2012, the US government changed the terms of the Fannie Mae and Freddie Mac bailout to sweep 100% of their profits to Treasury — forever. That's the Net Worth Sweep. The two companies have since sent over $300 billion to the government, far exceeding the ~$190 billion they drew during the financial crisis. No other bailed-out company — not AIG, not GM, not the banks — was treated this way.
Junior preferred shares have stated par values of $25–$50. They trade at a fraction of that. I believe the conservatorship will end, par values will be honored, and dividends will be restored. That's the trade. I've written 8 books documenting the saga, testified in shareholder meetings, and posted through every court ruling. The articles on SeekingAlpha are the sanitized version. This site is the rest.
Nothing on this page is financial advice. I am not a registered investment advisor. This is my personal story. All investments carry risk, including total loss. Do your own research.
The Books
I wrote one book per year for eight years documenting the Fanniegate saga in real time — plus Act As If, the book I wrote after losing my first million. Nine books total. Here they all are.
Act As If
Question Everything, Set Life Goals, Achieve.
I wrote this in 2012 after my hedge fund imploded and I lost a million dollars. It's about lifestyle design, running your life like a business, and the framework I used to make it all back --- 3,387% return. Part autobiography, part manifesto, part challenge. I called it a New York Times Bestseller on page one. THIS IS BECAUSE I CAN.
The Fanniegate Series (2016–2024)
The Product
I'm also a Salesforce developer who ships real software. Cloud Nimbus LLC builds Delivery Hub — a package delivery and logistics app on the Salesforce AppExchange. Version 0.160 is in production. I built the entire thing, from Apex triggers to Lightning components to the install automation.
If you're reading my stock analysis and wondering “what does this guy actually do for a living?” — this is it. I write code, I ship products, and I document everything. The investing is the side quest that became the main story.
The Short Version
Purdue engineering grad. Started a hedge fund at 22. Made my first million by 24. Lost it to fraud. Wrote a book about it (Act As If). Pivoted to Salesforce development. Went all-in on Fannie Mae preferred shares in 2016. Wrote 8 more books documenting the trade in real time. Built Cloud Nimbus LLC and shipped Delivery Hub on the Salesforce AppExchange. Moved to Miami Beach.
I post as @DoNotLose on X. The username is the strategy.
I Document Every Trade — Even the Losses
Options record: 1W-8L. Net worth: 100% GSE preferred. Get the unfiltered updates.
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Go Deeper
Fanniegate
The full timeline, every court ruling, and 8 books documenting the largest government theft of private property.
Read moreBooksBillionaire Bookshelf
47 books recommended by billionaires — the reading list behind the thesis.
Read moreWorkConsulting
Salesforce development, Cloud Nimbus LLC, and what I build when not writing about preferred stock.
Read morePeopleTim Pagliara
My all-time hero. CapWealth CEO, Investors Unite founder, and the person who taught me what conviction looks like.
Read moreThesisWhy I Hold
12 years. 26 preferred series. Entire net worth. The conviction narrative in full.
Read moreTransparencyWorst Trades
Options record: 1W-8L. The losses nobody posts. Full transparency.
Read more