Read the screenplay: FANNIEGATE — $7 trillion. 17 years. The biggest fraud in American capital markets.

Celebrity Net Worth

Bill Gates Net Worth

He gave away $59 billion and is still worth $107 billion. The Microsoft co-founder, largest farmland owner in America, and the man who made "philanthropy at scale" a thing.

$107 billionForbes estimate, 2025

554,692x

the median American net worth

1,797,111

years at median income to match

$59B+

given to charity (and counting)

If I gave away 99% of my net worth, the charity would owe me money. — Glen

Where the Money Comes From

Cascade Investment (diversified portfolio)55%
Microsoft stock (< 2% stake remaining)20%
Farmland & real estate (~270K acres)15%
Other investments & assets10%

Source: Forbes, SEC filings. Gates has sold nearly all his Microsoft stock over 30 years, diversifying into Cascade Investment's portfolio of railroads, waste management, farmland, and more.

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Wealth Timeline

1975

Co-founded Microsoft with Paul Allen (age 19)

Est. net worth: ~$0

1986

Microsoft IPO at $21/share; Gates owns 45%

Est. net worth: ~$350M

1987

Becomes youngest self-made billionaire at 31

Est. net worth: ~$1.25B

1995

Becomes richest person in the world (held title 18 of next 23 years)

Est. net worth: ~$12.9B

1999

Net worth peaks at ~$100B during dot-com bubble

Est. net worth: ~$100B

2000

Steps down as Microsoft CEO; creates Gates Foundation

Est. net worth: ~$63B

2006

Warren Buffett pledges $31B to Gates Foundation

Est. net worth: ~$50B

2008

Leaves day-to-day Microsoft role; focuses on philanthropy

Est. net worth: ~$58B

2014

Steps down as Microsoft chairman

Est. net worth: ~$82B

2020

Leaves Microsoft board entirely

Est. net worth: ~$98B

2021

Divorce from Melinda French Gates after 27 years

Est. net worth: ~$130B

2024–25

Cascade Investment diversified across sectors

Est. net worth: ~$107B

What Investors Can Learn from Bill Gates

Diversification after wealth is just as important as creating it

Gates went from 45% of Microsoft to less than 2%. He systematically diversified into railroads, waste management, farmland, and global health. Most founders who stay 100% concentrated in one stock eventually get burned. Gates got rich from concentration, then stayed rich through diversification.

Giving away money can actually make you richer

Gates has donated $59B+ yet is still worth $107B. When he stepped away from Microsoft to focus on philanthropy, the stock kept compounding. Sometimes the best investment is in the world itself. Also: donating appreciated stock avoids capital gains tax while generating charitable deductions.

The real edge is patience, not intelligence

Gates didn't get rich overnight. Microsoft was founded in 1975, went public in 1986, and Gates didn't peak until 1999. That's 24 years. Most people can't hold a stock for 24 months. The ability to sit and let compounding work is the most underrated skill in investing.

How Long Would It Take Bill Gates to Earn Your Salary?

Even after giving away $59B, Gates's remaining fortune earns roughly $1.7 million per hour at typical market returns (~6%).

U.S. median income ($59,540)

~2.1 minutes

for Gates's money to earn that

Gates Foundation CEO salary (~$1M)

~35 minutes

for Gates's money to earn that

Frequently Asked Questions

What is Bill Gates's net worth in 2025?

+

According to Forbes, Bill Gates's net worth is approximately $107 billion as of 2025. Remarkably, he has given away over $59 billion through the Gates Foundation — had he kept it all, he'd likely be worth $200B+.

How much Microsoft stock does Bill Gates still own?

+

Gates owns less than 2% of Microsoft's outstanding shares today. He has systematically sold and donated Microsoft stock since the late 1990s. Most of his wealth is now managed through Cascade Investment, a diversified portfolio including Canadian National Railway, John Deere, Waste Management, and other holdings.

How much money has Bill Gates donated?

+

Gates has donated over $59 billion to philanthropic causes, primarily through the Bill & Melinda Gates Foundation. The Foundation focuses on global health (malaria, polio, vaccines), education, and poverty. It's the largest private charitable foundation in the world.

Is Bill Gates still the richest person in the world?

+

No. Gates held the title of world's richest person for most of the period from 1995 to 2017, but has been surpassed by Elon Musk, Jeff Bezos, Bernard Arnault, and Mark Zuckerberg. His massive charitable giving accounts for much of the difference — he's given away more than $59 billion.

What does Bill Gates invest in through Cascade Investment?

+

Cascade Investment, managed by Michael Larson, holds a diversified portfolio including large stakes in Canadian National Railway, John Deere, Republic Services, Waste Management, Ecolab, and significant farmland holdings. Gates is reportedly the largest private farmland owner in America with roughly 270,000 acres.

How much farmland does Bill Gates own?

+

Gates owns approximately 270,000 acres of farmland across 19+ states, making him the largest private farmland owner in America. The land is primarily used for commodity crop farming. This represents a small fraction of his net worth but has drawn significant public attention.

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