Quit Like a Millionaire

Kristy Shen grew up in rural China, where her family lived on 44 cents a day. She immigrated to Canada, became a computer engineer, and retired as a millionaire at 31. Quit Like a Millionaire tells her story and provides a mathematical framework for achieving financial independence that is refreshingly contrarian — Shen argues that for many people, buying a home is the single worst financial decision they can make.

The book covers the math of FIRE (Financial Independence, Retire Early), investment strategies including the 'yield shield' for early retirees, tax optimization through geographic arbitrage, and the specific steps Shen and her husband Bryce Leung took to build a million-dollar portfolio on middle-class salaries. JL Collins wrote the foreword, and the book has become a cornerstone of the FIRE movement for its rigorous, data-driven approach to early retirement.